Insurance That Fits Your Life and your budget.

Often called whole life insurance, permanent life insurance covers you for your entire life and can build cash value. You can potentially withdraw or borrow against that value while you're alive, adding another layer of financial security.

Permanent insurance is available in both fully underwritten and simplified-issue formats, so there are options whether you're in excellent health or harder to insure.

• Lifelong coverage that doesn't expire
• Builds cash value you can access while you're alive
• Available fully underwritten or simplified issue

A serious illness can have major financial consequences for you and your family. Critical illness insurance provides essential financial security, is easy to apply for, and lets you focus on your recovery.

Disability insurance provides a monthly income to replace lost earnings if you can't work. It keeps a disability-related work stoppage from derailing your finances and lifestyle.

In 2026, over one million Canadian mortgages are up for renewal, and many homeowners who locked in low fixed rates during the pandemic are facing much higher payments.

There's an opportunity to save on your monthly expenses by buying your own mortgage insurance through iA instead of through your lender, and the coverage stays with you, not the bank.

In partnership with TuGo, travel insurance gives you coverage that anticipates the risks of travelling abroad, so a medical emergency doesn't become a financial one.

Simplified-issue life insurance is designed for people between 6 months and 80 years of age who are more difficult to insure. By answering a few simple medical questions, you can get permanent coverage or 15-, 20- or 25-year term coverage of up to $500,000, depending on your age and health.

If you've been denied life insurance because of your age or health, or you're worried you might be, Access Life offers guaranteed acceptance.